Attention homeowners: Real estate appraisal services for in Louisa and Louisa County

See the top reasons VA homeowners need William A. Cooke, LLC:

  1. To get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
  2. Challenge a property tax assessment
  3. Remove PMI to lower your mortgage payment
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. To review another appraiser's report for verification
  6. In the case of a VA divorce, where real estate property needs to be divided
  7. To settle an estate in Louisa county or VA by determining the true market value of property in question

Do you own a house in or near Louisa? Do you need help deciding the price of your real estate?
Contact William A. Cooke, LLC.

We at William A. Cooke, LLC understand the unique needs of a consumer looking for appraisal services. Our usual business clients get the appraisal process and the usual reporting formats. As our valued client, you will receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present the results of our analysis.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is very crucial as a negotiating tool once you have an interested buyer. It gives you something tangible to show your buyer. It's an independent third party's opinion of your home's value, and not just you saying how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to an expert appraiser's value opinion than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a fashionable way to cut costs for homeowners. Once your mortgage loan amount is down below 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. William A. Cooke, LLC is experienced in helping homeowners just like you abolish unneeded PMI insurance.

Challenge Tax Assessment

Lets say your home is not appreciating as much as other houses close to yours -- your local tax assessor may have your home overvalued. That only means you're paying more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. An expert appraisal from William A. Cooke, LLC is your number one weapon when contesting your property tax assessment.

HELOC recently frozen?

If your house is in a declining area, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be troublesome from a cash flow point of view, and unfavorable to your credit score since it may appear as though that credit line is maxed out. William A. Cooke, LLC can help you reinstate your home equity line of credit with a professional appraisal.

Need Field and Desktop Appraisal Review Services?

Have you just received a copy of your appraisal and you'd wish to have a seasoned professional double-check it for precision or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? William A. Cooke, LLC can help with that too. Even though this is usually requested by banks, you may need to employ this service if you suspect mortgage fraud related to your home.